What can people like him do to build their houses ?

sir men aik govt mulazim hoon, mujhe apna ghar banana he uske liye mujh e kam az kam 10 lakh darkar hen agar men apni 20 salaries advance leta hoon to mujhe 8 lakh mil jaenge jo sood samet 13 lakh lotane honge, aur mahana qist meri aadhi tankha se ziyada hogi jo men afford nahi kar sakta , agar koi sahib e eman mujhe qarze hasna de to men mahana 20 hazar tak de sakoonga is tarh uska qarza to utar jaega lekin us ka ajar Allah pak ke mahfooz hoga.

jazak Allah